Buying a Home in a Seller’s Market
You’ve made the decision to buy a new home. Or maybe this is your first time. You’re probably excited and can’t wait to go house hunting. If the market is a “Buyer’s Market,” one in which supply exceeds demand, you’ll have plenty of time to get your financing in order...
Be Safe Shopping Online
Online shopping is more prevalent than ever. Make sure to do everything you can to avoid becoming a victim of cybercrime: Secure mobile devices and computers. Keep the operating system and application software updated/patched on all of your computers and mobile...
Be a Wise Newbie Borrower
When you’re in middle school, your earning potential is pretty low. You’re too young for a part-time job but too old for a lemonade stand. So, saving money for big-ticket purchases is going to take some time. This is why you should consider borrowing. Ask your parents...
Baby Steps: Cutting Newborn Expenses
If you had a child in 2023, you could expect to spend about $331,933 if you add projected inflation–from birth until age 18, according to USDA data and inflations statistics from the Bureau of Labor Statistics. According to the USDA study, the average amount a...
Saving for Something Special
Learning how to save money is important, whether you have a lot or a little. These tips will help you get started. Start at the finish line To begin, start at the end. Yes, that sounds weird, but you need to know what you’re aiming for before you get started. Are you...
Trim Your Holiday Spending
Save that New Year’s resolution for something besides paying down holiday debt. With a bit of planning and saving, and a little help from the Internet, you can keep your holiday spending in check. Plan ahead — Create a spending plan using an online budgeting tool or...
Got a call about fraud activity on your bank account? It could be a scammer
By Terri Miller, Consumer Education Specialist, FTC Did someone supposedly spot criminal or fraud activity on your bank account? Did they offer to help “protect” your money by moving it from your bank, investment, or retirement account? Maybe they even asked you to...
What to know when buying a used car online
Jim Kreidler, Consumer Education Specialist, FTCJuly 2, 2024 Buying a used car instead of a new one might save you some money. But finding, researching, and negotiating to get a used car can be challenging. Online sellers might claim to make buying a used car cheaper...
A Bear-y Fun Way to Save!
The Berenstain Bears® and Armco CU Announce: A Bear-y Fun Way to Save! One of the most important life skills you can teach your child is how to manage money. Studies show financially literate children become financially secure adults. Armco CU is excited to become an...
