Youth Accounts

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Youth Accounts

The Armco CU youth account program is different from other financial institutions. We want your children to practice making real-life decisions and learn the value of a dollar. We don’t want to just open an account for your child – we want to teach them to use it responsibly.

We’ll give you the tools to teach your child financial education in a practical, hands-on and safe environment. And we’ll make learning fun by providing special incentives along the way. 😊

Once you open a youth account, you may link the parent and youth accounts using the cuEARN platform where you’ll find parental controls and fun, interactive learning opportunities.
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youth savings

Youth Savings

We pay kids to learn! Our program rewards your child with bonus money when they complete a specific task promoting financial literacy. Plus, receive the same high interest rates as our adult accounts.

Teen Checking

Teen Checking

Available starting at age 13. Our checking accounts are simple and hassle free. No minimum balance, no per check fees. Mastercard® debit card available with parental consent and completion of Banzai course.

atm youth

Youth Debit Cards

Teach responsibility and offer independence in a safe environment with our Mastercard® debit card. Parental controls available through cuEARN.

certificates

Youth Certificates

Start a Youth Certificate for just $250 and watch your savings grow with your kids! A certificate allows your child or teen to earn higher dividends than a traditional savings account.

Youth Articles

Youth Banking

A Bear-y Fun Way to Save!

Armco CU is excited to become an official sponsor of The Berenstain Bears® Financial Literacy Program, a unique program inspired...
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Youth Banking

5 Simple Ways to Teach Kids About the Value of Money.

The sooner children begin financial education, the greater the likelihood they’ll avoid the mistakes many adults make today. Educating your...
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Youth Banking Financial Wellness Home & Family

Holidays Are Rich With Teachable Moments

Wise parents know that you’re teaching your kids even when you’re not teaching your kids. For example, you don’t begin...
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Youth Banking

Teaching Children About Money

Teach your children to become savvy savers and smart spenders. Our latest article explores how 3 jars can teach kids...
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Youth Banking

How to Save

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Youth Banking

Math – The Common Denominator

Math-The Common Denominator for Saving Money by Alex, age 11 Most kids think math isn’t very useful in everyday life....
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Youth Banking

Teaching Teens Financial Responsibility

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Youth Banking

Back to School Savings for All Ages

According to the National Retail Federation, the average American household spends $685 on back-to-school shopping for children in elementary through...
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4 convenient ways to open an account 

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