Youth Accounts

Youth Accounts 

The Armco CU youth account program is different than other financial institutions. We want your children to practice making real-life decisions and learn the value of a dollar. We don’t want to just open an account for you child – we want to teach them to use it responsibly.

We’ll give you the tools to teach your child financial education in a practical, hands-on and safe environment. And we’ll make learning fun by providing special incentives along the way. 😊

Once you open a youth account, you may link the parent and youth accounts using the cuEARN platform where you’ll find parental controls and fun, interactive learning opportunities.

Youth Savings

We pay kids to learn! Our program rewards your child with Armco Bucks when they complete a specific task promoting financial literacy. Plus, receive the same high interest rates as our adult accounts.

Teen Checking

Available starting at age 13. Our checking accounts are simple and hassle free. No minimum balance, no per check fees. Mastercard® debit card available with parental consent and completion of Banzai course.

Youth ATM & Debit Cards

Teach responsibility and offer independence in a safe environment. We offer two cards – the Star ATM card and the Mastercard® debit card. Parental controls available through cuEARN.

Youth Certificates

Start a Youth Certificate for just $250 and watch your savings grow with your kids! A certificate allows your child or teen to earn higher dividends than a traditional savings account.

4 convenient ways to open an account 

At Any Branch

Call Any Branch

Online

Mobile App

Youth Articles

Youth Articles

Teaching Children About Money

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Youth Articles

How to Save

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Math – The Common Denominator

Math-The Common Denominator for Saving Money by Alex, age 11 Most kids think math isn’t very useful in everyday life....
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Youth Articles

Teaching Teens Financial Responsibility

When your kids were little, you frequently heard requests such as “Will you read me a story?” or “Can we...
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Youth Articles

Back to School Savings for All Ages

According to the National Retail Federation, the average American household spends $685 on back-to-school shopping for children in elementary through...
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