Mortgages

Mortgages

If you’re shopping for a mortgage, don’t just compare rates!

Yes, we offer great rates at Armco CU, but it’s our low closing costs and personal service that will win your trust. We can save you hundreds (sometimes thousands) of dollars in closing costs compared to our competitors. Be assured that we will always offer you our best rate upfront with no haggling and no surprises.

Lower Closing Costs

Fast & Free Approvals

Many types of loans

Up to 100% financing

  • Terms up to 30 years
  • Fixed or adjustable rates
  • Apply online & sign electronically
  • Exceptional customer service

Types of Loans

Conventional loans

Conventional First Time Home Buyer Program – only 3% down payment!

Specialty and government programs (including VA, FHA & USDA)

Our friendly mortgage specialists provide personalized service and will sit down and patiently explain the many programs available so you can make well informed decisions. They will oversee every step of the process to ensure a smooth, easy experience for you.

If you prefer a less hands-on approach they can also handle everything electronically so you don’t need visit our office prior to closing.

We recommend that you start with a pre-approval before you start house hunting. Not only does this help you know what you can afford, but it will help the mortgage process move faster.

Voted Best Mortgage Lender
2 Years in a Row

Voted Best Mortgage Lender
3 Years in a Row

Mortgage Calculator

A small difference in the parameters of your mortgage can make a big impact on how much you pay for your home

Early Mortgage Payoff Calculator

The quicker you payoff your mortgage, the less you’ll pay in interest

Mortgage Type Activity

What type of mortgage is right for you?

4 convenient ways to apply 

At Any Branch

Call Any Branch

Online

Mobile App