If you have direct deposit to your account, you will need to inform the originator of your new account information for deposits after 9/1/24. Armco CU’s routing number is 243379925 and your account number is listed on page 1 of the letter you received, and should be followed by the share suffix, which is 00 for your primary savings.

If you have a checking account, your account number for direct deposit is the MICR number at the bottom of your Armco CU checks. You will be able to use your existing account numbers through 12/31/24. If you have any questions about what numbers to use, please contact us for assistance.

Your final Swindell Dressler CU dividends will be posted effective 8/31/24 and your first Armco CU dividends will be paid on 10/1/24 and dividends will be paid on the first day of each month moving forward. Certificates will be paid the quarterly dividends 10/1/24 then monthly moving forward.

Contact the South Hills branch to order your new checks (free of charge for the 1st order of basic style). You will be able to use your existing checks through 12/31/24. If you utilize overdraft protection, Armco CU charges a fee for this service. Please contact the branch if you do not want this service.

Armco CU offers a FREE Checking Account with no minimum balance required and no monthly fees. You may access your accounts at any branch and through Online Banking and Mobile Banking.  You can set up your Online Banking and Mobile Banking accounts once you receive your Armco CU account number. You will then have 24/7 access to all your accounts, bill payment services, eALERTS and opt-in to eSTATEMENTS.

You may request a free Mastercard Debit Card to access your checking accounts. Armco CU participates in two different ATM networks, CUHere and CU$. Both networks provide surcharge-free ATM access to credit union members throughout the country. You may also access your money at surcharge-free ATMs located at any Sheetz or GetGo. An ATM locater is available on the website and through the mobile banking app.

There will be no change to your existing loan rate, payment due date, terms and conditions. If you have an automatic payment being applied to your loan currently, please contact the South Hills branch as soon as possible to obtain your new account information. If you would like to set up automatic payments, Armco CU offers Automatic ACH payments or internal transfers. If you do not have automatic payments set up, a coupon book will be mailed at the beginning of September. Payments can be remitted to the South Hills branch or to the address on the coupon.

We also offer GAP Insurance and Debt Protection products, which may be added at any time to any existing loan.

Your Swindell Dressler CU Visa Credit Card will be transitioned to an Armco CU Cashback Rewards Visa Credit Card.

Your new Armco CU Cashback Rewards Visa card provides value to you with the following features:

• 2% Rewards¹  –  that’s 2% cash back on all your purchases!
• NO Annual Fee
• NO fee for cash advances
• NO fee for balance transfers
• A Non Variable 9.99%² Annual Percentage Rate (APR) for current card holders
• NO minimum finance charge
• Visa Zero Fraud Liability

The operational details of the credit card account transition are as follows:

1. At the beginning of September, a new credit card will be mailed to you and all existing cardholders on your account. Each cardholder will receive their own unique card number.
2. Your Armco CU card may be utilized immediately upon activation, and your Swindell Dressler CU card(s) will be deactivated. If you do not activate your new card, your Swindell Dressler CU card will be deactivated on 9/25/24.
3. Upon activation of your Armco CU card, your balance will be transferred from your Swindell Dressler CU Visa account to your Armco CU Visa account at 9.99%² APR.
4. The initial balance transfer is not subject to rewards however, all purchases on your Armco CU card will start earning rewards so you are encouraged to start using your new card to earn rewards¹. If you do not activate your new card before 9/25/24, your Swindell Dressler CU balance will automatically be transferred to your Armco CU account.
5. You will have until the next due date of 10/25/24 to payoff the initial balance transfer without additional interest accruing on the balance. After 10/25/24 all remaining balances will be subject to interest per the credit card agreement. Refer to the enclosed agreement for full details.
6. You will receive a final statement from your Swindell Dressler CU account in October reflecting the balance transfer. You will receive a statement from Armco CU at the beginning of October, due 10/25/24 and the 25th of every month thereafter.

IMPORTANT! Please read the following instructions carefully

1. Watch for your new Visa card in the mail. Your new credit card will be mailed at the beginning of September and will arrive in a plain, unmarked envelope. Once the new card is received, you must activate it immediately. Your old card will be deactivated after your new card is activated, or by September 25, 2024 if no action is taken.
2. Your card will contain a new account number and payment will now be remitted to our Butler branch. If you have recurring payments set up with merchants, you must provide them with your new Visa card number, expiration and CVV. If you have automated payments set up through a financial institution, you must also update them with your new card number and new address: PO Box 1589, Butler, PA 16003.
3. Please see visit Consumer Credit Card Agreement and Disclosure, Credit Card Account Opening Disclosure and Rewards Program Terms and Conditions for important disclosures and additional details. Cashback Rewards are deposited to your Armco CU savings account, and you may view your rewards history in Online Banking.
4. Payments on your Swindell Dressler CU card should be sent to the South Hills branch until you receive your first statement from Armco Credit Union. Armco CU statements are issued at month-end and payments are due on the 25th of each month.

For information on the features of our credit cards, please vist our credit cards page.

Our team is here to support you every step of the way. If you have any questions, please contact the South Hills branch at 412-281-6303 or email SouthHillsBranch@ArmcoCU.com. You may also contact the Armco CU Call Center at 724-284-2020, option 8. (M, T, W 9:00 am – 4:30 pm; Th, F 9:00 am – 6:00 pm) or email contact@ArmcoCU.com.

All rates will be honored until original maturity. At maturity, existing Certificates will be converted to a 12-month Certificate. You will receive a letter before the maturity date describing your options. The penalty for early withdrawal will follow the Armco CU disclosed fees.

Accounts will be converted to a secondary savings account at conversion and withdrawals will be permitted at any time. Checks will no longer be issued.

Funds will be transferred to your Armco CU savings account on October 15th. Checks will no longer be issued.