Student Loans

Student Loans

Easy online application

Zero origination or prepayment fees

Flexible repayment terms

Borrow up to $50,000 for an undergraduate degree

  • Line of credit structure so you only apply once over your college career
  • Co-borrower release option after 48 consecutive on-time payments and student meeting underwriting criteria on their own
  • Potential to reduce your rate by 0.25% for automatic electronic payments during repayment

Our student loans are designed to fill the funding gaps that may exist after all lower-cost sources of aid (including scholarships, grants, and federal direct subsidized and unsubsidized loans) have been exhausted. Students must be enrolled in a pre-approved undergraduate program at a 2- or 4- year program or vocational school.

For assistance with opening a new private education line of credit, or to request additional funds from an existing line of credit, call 877-319-5343 or click here to request additional funds from an existing Student Choice line-of-credit.

For information on an existing line of credit, such as payment information and loan balance: Contact the loan servicer (University Accounting Service) by calling 800.723.2210. You may also set up online access to your loan account (check balances, make online payments, etc.) by visiting them online.

Armco CU has invested in several resources to help students

from filling out the FASFA to choosing the right college to private student loans.

One-on-One Consultation with Student Choice

Our College Counselor provides personal, one-on-one consultation for all your financial aid questions. Whether you’re a parent, high school student, or college graduate entering loan repayment, our counselor can walk you through the necessary steps to make smart decisions about paying for college – and beyond. Submit your questions or schedule an appointment.

Banzai Coach:
Filling out the FAFSFA

Every year, billions of dollars are left in unclaimed federal aid funds. This means that thousands of eligible students aren’t submitting the Free Application for Federal Student Aid, or FAFSA.

It may seem intimidating, but the FAFSA is the best way to reduce your costs. The interactive Banzai Coach session will explain what the FAFSA does, how it grants you access to federal aid, and what the impact of federal aid could be for you.

Edmit College Planning
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Educators have been grading students for the past 12 years. Edmit turns the tables and awards colleges a grade to help you make an informed decision on which schools offer you the best return on your investment.

Every college has a sticker price, but how much will YOU pay? Compare the real cost of the colleges you are interested in attending. Edmit helps you determine the value of a college based on your major as well as the aid you will receive.

You can also see the estimated first year annual salary you can expect upon graduation.

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