Auto Loans
Auto Loans
The open road is calling! When you’re looking for a vehicle loan, think of us first. Armco CU is well known for some of the lowest auto rates and the best service.

Refinances

Lease Buyouts

Purchases

Up to 100% Financing
- Free Pre-Approvals
- Flexible Terms Up To 84 Months
- Debt Protection Available
Auto Loan Checklist
In order to assure a smooth and speedy application process please have the following items on hand when applying:
- Income Verification – Your last two paystubs, or if you are self‑employed last two federal tax returns.
- Sales Agreement or Seller Statement
- Payoff letter (for a refinance)

Auto Loan Payoff Calculator
Explore what it would take to pay off your auto loan early.

Auto Refinance Calculator
(Term)
Can refinancing your auto loan help you get out of deb faster?

Auto Refinance Calculator
(Monthly Payment)
Explore what it would take to pay off your auto loan early.

What is GAP?
If you owe more on your vehicle than what it’s worth, consider GAP coverage. Armco CU charges a nominal one-time charge of $265 for GAP, significantly lower than most dealers. Sleep better knowing that you won’t owe more than your vehicle is worth if an accident occurs.

What is Debt Protection?
Life can get complicated when unexpected events happen. Protecting your loan payments against unexpected disability, unemployment, and covered life events could help protect more than your finances. It could help lighten the burden for the people you care about. Protect your loan payments today so you can worry a little less about tomorrow. Sign up for Debt Protection* at your loan closing or add anytime by contacting Account Servicing.
*Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact Account Servicing or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.