Personal Loans
Personal Loans
Make memories with the extra money a personal loan provides. Take a vacation, plan a wedding, consolidate loans or even launch a business. Our quick, affordable personal loans give you the cash you need when you need it. Choose from three types of loans: Savings Secured, Personal and Personal Line of Credit.
Savings Secured
The amount you borrow depends on how much you have on deposit with Armco CU. You will continue to earn dividends on your Savings or Certificates, although there will be a hold on the amount equal to your loan balance.
![Personal Loans competitive rates](https://www.armcocu.com/wp-content/uploads/2020/09/competitive_rates.jpg)
Competitive rates
![Personal Loans terms 60mo](https://www.armcocu.com/wp-content/uploads/2020/09/terms_60mo.jpg)
Terms up to 60 months
Please note: if you are using a Certificate as collateral, the rate will be equal to the Certificate rate plus 3%.
Debt Protection Available for Savings Secured loans.
Personal Loans
Do you need a loan for a vacation or loan consolidation? Personal loans are fast and convenient.
![Personal Loans competitive rates](https://www.armcocu.com/wp-content/uploads/2020/09/competitive_rates.jpg)
Competitive rates
![Personal Loans minimum 10k 1](https://www.armcocu.com/wp-content/uploads/2020/09/minimum-10k-1.jpg)
Borrow up to $10,000 without collateral
![Personal Loans higher amounts](https://www.armcocu.com/wp-content/uploads/2020/09/higher_amounts.jpg)
Higher amounts available based on creditworthiness
![Personal Loans terms 42mo](https://www.armcocu.com/wp-content/uploads/2020/09/terms_42mo.jpg)
Terms up to 42 months.
Debt Protection Available for Personal loans.
Personal Line-of-Credit
Looking to build credit or for peace of mind in case of emergencies? Try a Personal Line-of-Credit. It offers a fixed rate of interest and you pay interest only on the amount borrowed each time. Your funds are easy to access through your online and mobile banking account. It’s also a great source for Overdraft Protection for your Armco CU checking account.
![Personal Loans competitive rates](https://www.armcocu.com/wp-content/uploads/2020/09/competitive_rates.jpg)
Competitive rates
![Personal Loans mobile](https://www.armcocu.com/wp-content/uploads/2020/11/mobile.jpg)
Access funds in Online & Mobile Banking
Debt Protection Available for Personal Lines of Credit.