Free Checking Account

Say goodbye to hidden fees and restrictions! Armco CU offers a genuinely free checking account, without minimum balances, check writing fees and savings account demands.

Experience financial freedom like never before with hassle-free checking.

NO Minimum Balance

Interest Bearing

Online and Mobile Access

NO minimum balance
NO per check charge
NO annual fee for overdraft protection
FREE starter checks
FREE monthly paper or eSTATEMENTS
FREE Mastercard® debit card

FREE Bill Pay* with Online Banking and Mobile Banking
FREE Remote Deposit Capture with Mobile Banking
Easy to access surcharge-free ATMs
Federally insured by NCUA up to $250,000

*The Bill Pay service is free for an unlimited number of monthly payments as long as you use the service. A non-usage fee of $10.00 per month will be assessed to your checking account if Bill Pay is not utilized for 90 consecutive days without written notice of cancellation to Armco Credit Union.

Mastercard Debit Card

When you open a checking account, you can receive a Mastercard debit card allowing you access to your checking and savings accounts plus these following features:

Purchases – Make purchases anywhere you see the Mastercard logo. The amount is automatically deducted from your checking account. Many retailers also allow you to get cash back at no additional charge when you make a purchase with your Mastercard debit card and select “debit”.
MyCardRules app™ – Help defend against fraud by downloading this free app to set additional security alerts.
Instant Issuance
Mastercard ID Theft Protection™
View the Mastercard benefits brochure.

ATM Transactions – Use your Mastercard debit card at ATMs worldwide. There are thousands of surcharge free ATMs available through our networks CU$ (PA locations) and CUHere (US locations). Sheetz and GetGo also offer surcharge-free ATMs. Click here for more details.
Digital Wallet – Use your debit card with Apple Pay^®, Google Pay™ or Samsung Pay™, so you never have to worry if you forget your card. Read more details and how to register for Digital Wallet.
Mastercard Airport Concierge™
Report Lost or Stolen Card