Free Checking Account

Free Checking Account

Checking accounts should be simple and provide benefits to every member! At Armco CU we only offer one checking account because all members deserve to have an interest-bearing account that is also free. Really Free! Free of hassles and free of fine print.


NO minimum balance


Interest bearing


Online and Mobile Access

  • FREE Mastercard® debit card
  • FREE Bill Pay* with Online Banking and Mobile Banking
  • FREE Remote Deposit Capture with Mobile Banking
  • Easy to access surcharge-free ATMs
  • Federally insured by NCUA up to $250,000

*The Bill Pay service is free for an unlimited number of monthly payments as long as you use the service. A non-usage fee of $10.00 per month will be assessed to your checking account if Bill Pay is not utilized for 90 consecutive days without written notice of cancellation to Armco Credit Union.

Mastercard Debit Card

When you open a checking account, you can receive a Mastercard debit card allowing you access to your checking and savings accounts plus these following features:

  • Purchases – Make purchases anywhere you see the Mastercard logo. The amount is automatically deducted from your checking account. Many retailers also allow you to get cash back at no additional charge when you make a purchase with your Mastercard debit card and select “debit”.
  • MyCardRules app™ – Download this free app to set additional security alerts.
  • Mastercard ID Theft Protection™
  • View the Mastercard benefits brochure.

3 convenient ways to open an account 


At Any Branch




Mobile App