Certificates

Certificates

Build a bright future! A Certificate is a safe place to invest money.

    Certificates - Build a bright future! A Certificate is a safe place to invest money.

    12 Month Term

    Certificates - Build a bright future! A Certificate is a safe place to invest money.

    Adult & Business
    Certificates
    $1,000 Minimum

    Certificates - Build a bright future! A Certificate is a safe place to invest money.

    Youth Certificate
    $250 Minimum

    You’ll receive a higher interest rate than a savings account in exchange for limited access to the funds. A Certificate is ideal for those who are saving for a down payment or don’t want to risk losing money in the stock market.

    Some financial institutions offer dozens of Certificates with an endless array of terms and rates – low rates for short terms and better rates for longer terms and dollar amounts

    But at Armco CU we make Certificates simple and easy to understand. There is one rate for all members and all terms are for 12-months. This transparency allows you to easily compare the bundled products, rates and terms that our competitors offer so you can decide what’s best for you.

        • 12-month term
        • $1,000 minimum for adults
        • $250 minimum for youth under 18
        • $1,000 minimum for business accounts
        • Growth & Income Certificates available
      • Interest is compounded
      • Penalty for early withdrawal ($25 plus 30 days dividend)
      • Federally insured by NCUA up to $250,000

      *APY = Annual Percentage. APY  of the twelve (12) month Growth Rate certificate is calculated based on a $1,000 deposit. This rate will be paid until the Certificate matures. Your Certificate automatically renews at the rate in effect at maturity unless you contact the Credit Union on or before the maturity date. Upon renewal, the term will be twelve (12) months. You have seven (7) business days after maturity to redeem your Certificate without penalty if you do not wish to renew. Early withdrawal penalty is one (1) month of interest plus $25.00. Penalties may reduce earnings. Minimum opening deposit is $1,000 for consumer and business Certificates and $250 for youth Certificates. RATES ARE SUBJECT TO CHANGE AT ANYTIME AND WITHOUT NOTICE. Federally Insured by NCUA.

        4 convenient ways to open a Certificate account 

        Certificates - Build a bright future! A Certificate is a safe place to invest money.

        At Any Branch

        Certificates - Build a bright future! A Certificate is a safe place to invest money.

        Call Any Branch

        Certificates - Build a bright future! A Certificate is a safe place to invest money.

        Online

        Certificates - Build a bright future! A Certificate is a safe place to invest money.

        Mobile App