PrivacyNotice_Legal_MailIn_NoAffil.pdf

Rev. 12/2020


FACTS

WHAT DOES ARMCO CREDIT UNION (ARMCO CU)
DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

 
  • Social Security number and income

  • Account balances and payment history

  • Credit history and credit scores

How?

All financial companies need to share member's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their member's personal information; the reasons Armco Credit Union chooses to share are; whether you can limit this sharing.


Reasons we can share your personal information

Does Armco CU share?

Can you limit this sharing?

For our everyday business purposes —

such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus

Yes

No

For our marketing purposes—

to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

Yes

For our affiliates’ everyday business purposes—

information about your transactions and experiences

No

We don't share

For our affiliates’ everyday business purposes—

information about your creditworthiness

No

We don't share

For non-affiliates to market to you

Yes

Yes

To limit our sharing

  • Call 724-284-2020 — our menu will prompt you through your choice(s)

  • Visit us online: www.armcocu.com

 
  • Mail the form below

 

Please note:

 

If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

 

However, you can contact us at any time to limit our sharing.

Questions?

Call 724-284-2020 or go to www.armcocu.com


Mail-in Form

 

Mark any/all you want to limit:

_______ Do not share my personal information with non-affiliates (Member Financial Services) to market their products and services to me.

______ Do not share my personal information with non-affiliates/joint marketing

CUNA Mutual Group’s “TruStage” insurance products.

Name
Address

City, State, Zip

 
 
 
 
 

Mail To:

Armco Credit Union
PO Box 1589

Butler, PA 16003


Who we are

Who is providing this notice?

Armco Credit Union (Armco CU)

What we do

How does Armco CU
protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Armco CU
collect my personal information?

We collect your personal information, for example, when you

  • open an account or deposit money

  • pay your bills or apply for aloan

  • use your credit or debitcard

We also collect your personal information from other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates’ everyday business purposes—information about your creditworthiness

  • affiliates from using your information to market to you

  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • None

Non-affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Members Financial Services

Joint marketing

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

  • CUNA Mutual Group’s “TruStage” insurance products

Other important information