Personal Finance Hacks for Students
College years are the time when many people establish financial habits that will carry them for the rest of their lives. Pay attention to these items to get off on the right financial foot: Spending plan: Know how much money you have available for college expenses....
Mindfulness Is Key to Spending Control
Are you spending too much? For many Americans, the answer is, “Absolutely.” The reasons are varied—lack of a budget or a desire to maintain appearances—but, to better manage your spending, many financial advisers recommend tracking your cash flow and...
How to Give Wisely This Season
If you’re going to give, it makes sense to do it intelligently and for the right reasons. Here are four steps to making sure your hard-earned money goes to a cause that reflects your values and will have the most impact. Step 1: Research the organization asking...
Launching Your Own Business: Are You the Type?
People who can start and run a successful business share certain traits. There are also certain triggers that motivate people to start their own business. Look at the descriptions below and see how many of them fit your situation. You know more than your co-workers...
Give the Power of a Roth IRA
The U.S. savings rate—as a percentage of disposable personal income— fluctuated greatly over the last 5 years. In 2015, it hovered around 7%. But in April 2020 when the COVID-19 pandemic roared to life and the economy began to suffer, savings jumped to 33.7%. In...
