By: Credit Union National Association
Friday, December 8, 2023

There are roughly 10 different kinds of checking accounts available to consumers, like traditional, business, and rewards checking. But the kind that everyone likes is the one that is Free. These are checking accounts with no monthly maintenance fee or balance requirements.

About 80% of credit unions offer free checking, compared with less than 40% of banks.

At Armco Credit Union we offer a free checking account that is interest bearing. There is NO minimum balance and NO per check charges. You’ll receive FREE starter checks, a FREE Mastercard® debit card and FREE Bill Pay.* We are one of the last financial institutions that offer FREE mailed monthly statement, but eSTATEMENTS are also available. And, of course, you can access your accounts 24/7 with Online Banking and Mobile Banking.

Use your Mastercard debit card at ATMs worldwide. There are thousands of surcharge free ATMs available through our networks CU$ (PA locations) and CUHere (US locations). Sheetz and GetGo also offer surcharge-free ATMs.

Digital Wallet is available for your debit card and Armco Cashback Rewards Credit Cards. Use Apple Pay®, Google Pay ™, or Samsung Pay™ for secure, convenient transactions.

Protect yourself from fraud by downloading the MyCardRules app™ to set additional security alerts.

Drop the fees and start enjoying free! Open a free Checking Account online, visit any branch or contact Account Servicing at 724-284-2020, option 8 today.

*The Bill Pay service is free for an unlimited number of monthly payments as long as you use the service. A non-usage fee of $10.00 per month will be assessed to your checking account if Bill Pay is not utilized for 90 consecutive days without written notice of cancellation to Armco Credit Union.