Sweetheart Loan Promotion
We’ve slashed our rates starting Monday, Dec. 27 thru Feb. 28, 2022. Now’s the time to purchase a new/used vehicle or refinance your auto loan from another financial institution.
- New/Used Purchases Auto Loan Calculator
- Refinance your auto loan from another financial institution. Refinance Calculator
- Up to 100% financing
- Debt Protection Available
- 2-hour approvals on weekdays
- Free pre-approvals. Find out how much you can afford by calling or applying online
- Guaranteed Asset Protection (GAP) available
You can APPLY NOW and still receive Sweetheart rates as long as you close on your loan on or after Dec. 27, 2021.
Attention Business Owners: We are also offering special rates for commercial vehicle loans. The rates are different than the ones listed above. Call our Business Dept. at 724-284-2020, option 4 for business loan rates or email bizloans@armcocu.com.
| Year | Term (Months) | APR* | SALE APR* | Monthly Payment per $1,000 for maximum term | ||
|---|---|---|---|---|---|---|
with Disability, Life, | With Disability & Life | Without Protection |
||||
| 2018-2022 | 0 – 36 | 1.00% | 30.34 | 30.01 | 28.22 | |
| 37 – 60 | 1.50% | 19.48 | 19.15 | 17.32 | ||
| 61 – 72 | 1.75% | 16.84 | 16.50 | 14.65 | ||
| 73 – 84 | 2.00% | 15.00 | 14.65 | 12.78 | ||
| 2017 | 0 – 60 | 2.00% | 19.72 | 19.38 | 17.54 | |
| 61 – 72 | 2.25% | 17.08 | 16.74 | 14.87 | ||
| 73 – 84 | 2.50% | 15.25 | 14.90 | 13.00 | ||
| 2016 | 0 – 60 | 2.00% | 19.72 | 19.38 | 17.54 | |
| 61 – 72 | 2.25% | 17.08 | 16.74 | 14.87 | ||
| 2015 | 0 – 54 | 2.50% | 21.80 | 21.46 | 19.62 | |
| 55 – 66 | 2.75% | 18.58 | 18.23 | 16.36 | ||
| 2014 | 0 – 48 | 3.00% | 24.34 | 24.00 | 22.16 | |
| 49 – 60 | 3.50% | 20.44 | 20.09 | 18.21 | ||
| 2013 | 0 – 48 | 3.25% | 24.46 | 24.12 | 22.27 | |
| 49 – 60 | 3.50% | 20.44 | 20.09 | 18.21 | ||
| 2012 & Older | 0 – 36 | 3.25% | 31.38 | 31.05 | 29.22 | |
| 37 – 48 | 3.50% | 24.58 | 24.24 | 22.38 | ||
4 convenient ways to apply
At Any Branch
Call Any Branch
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