Auto Loans

Auto Loans

The open road is calling! When you’re looking for a vehicle loan, think of us first. Armco CU is well known for some of the lowest auto rates and the best service.

refinances

Refinances

lease

Lease Buyouts

purchases

Purchases

100perc

Up to 100% Financing

Auto Loan Checklist

In order to assure a smooth and speedy application process please have the following items on hand when applying:

  • Income Verification – Your last two paystubs, or if you are self‑employed last two federal tax returns.
  • Sales Agreement or Seller Statement
  • Payoff letter (for a refinance)
calculator thumb

Auto Loan Payoff Calculator

Explore what it would take to pay off your auto loan early.

calculator thumb

Auto Refinance Calculator
(Term)

Can refinancing your auto loan help you get out of deb faster?

calculator thumb

Auto Refinance Calculator
(Monthly Payment)

Explore what it would take to pay off your auto loan early.

gap

What is GAP?

If you owe more on your vehicle than what it’s worth, consider GAP coverage. Armco CU charges a nominal one-time charge  significantly lower than most dealers. Sleep better knowing that you won’t owe more than your vehicle is worth if an accident occurs.

security

What is Debt Protection?

Life can get complicated when unexpected events happen. Protecting your loan payments against unexpected disability, unemployment, and covered life events could help protect more than your finances. It could help lighten the burden for the people you care about. Protect your loan payments today so you can worry a little less about tomorrow. Sign up for Debt Protection* at your loan closing or add anytime by contacting Account Servicing.

*Your purchase of Debt Protection is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions and exclusions may apply. Please contact Account Servicing or refer to the Member Agreement for a full explanation of the terms of Debt Protection. You may cancel the protection at any time. If you cancel protection within 30 days, you will receive a full refund of any fee paid.

4 convenient ways to apply 

location

At Any Branch

cell

Call Any Branch

web

Online

phone

Mobile App

Auto Loan Articles

Auto Financial Wellness

The Lease Is Up—Should You Buy the Car?

Read More
Auto

Sail Clear of Flood-Damaged Cars

By Colleen Tressler, Division of Consumer and Business Education, FTC - November 15, 2022 Shopping for a car? With new...
Read More
Auto

8 Tips to Save Money at the Pump

No amount of wishful thinking will lower prices at the pump. Instead, focus on efforts that will make a difference—follow...
Read More
Auto

5 Reasons Credit Unions Offer the Best Auto Loans

Read More
Auto

Teenage Drivers Dilemma: How to Afford It

Read More
Auto

Help Your Teen Find the Right Car

Read More
Auto

Buying A Car with the RAIN Method

Read More
Auto

When 0% Isn’t Your Best Deal

When 0% Interest Isn’t Your Best Auto Loan When it comes to auto loans, a 0% interest rate is a...
Read More
Auto

How to Save Hundreds (Even Thousands) on your Next Vehicle

How to Save Hundreds (Even Thousands) on your Next Vehicle Avoid classic car-buying errors—and save money! How much money do...
Read More
Auto

How to Get a Great Price on Your Car

How to Get a Great Price on Your Next Car Are you thinking of buying a car, but want to...
Read More
Auto

3 Things You Need to Know Before You Buy a New Car

3 Things You Need to Know Before You Buy a New Car There are many things to consider before purchasing...
Read More