DIY Ideas for Holiday Gifts
The holidays are a great time of year, bringing family and friends together to express their love and create happy memories. They can also bring financial stress for many people. According to PricewaterhouseCoopers, consumers, on average, expect to pay $1,530 on...
Holidays Are Rich With Teachable Moments
Wise parents know that you’re teaching your kids even when you’re not teaching your kids. For example, you don’t begin to teach your daughter to drive the day she receives her temporary driving permit. She’s been learning how to drive, watching you, every time she has...
Credit Reports: The Building Blocks of Financial Wellness
Credit reports can affect your financial well-being by impacting various aspects of your life such as your mortgage rate, vehicle loan rate, credit card approvals, apartment rental applications and even employment offers. Regularly monitoring your credit report is...
What Newbie Home Buyers Need To Know
Buying your first house is an exciting time, but it can be a little scary as well. To minimize your anxiety, the following tips will help you prepare for applying for a mortgage. Know your credit report Go to annualcreditreport.com and get your credit report from all...
Free Credit Reports Available Weekly
By: Armco Credit Union & the Consumer Financial Protection Bureau updated Nov. 24, 2023. Free Credit Reports Available Weekly We urge you to check your credit report often due to a rise of fraud and scams – even if you have good credit. You can now receive a free...
Budget for Christmas in July
By Credit Union National Association Pondering Christmas in July is a good idea if it gets you saving. The average American spent about $1,000 on winter holiday-related expenses in 2022, according to the National Retail Federation. Many consumers forget to plan for...
Don’t Fall for Gift Card Scams
Gift cards are extremely popular, to give as well as to get. They’re a convenient way to treat someone to a meal at their favorite restaurant, purchase an item of their own choosing at a favorite store, or simply to give them cash to use anywhere the card is accepted....
Five Steps to Organizing Your Finances
Do you know your net worth? Or how much you spend each month, and on what? Or how much you can expect from your pension plan or Social Security in retirement? A majority of the population will answer “no,” saying they’ve been too busy with life to...
Credit Karma Told to Halt Deceptive “Pre-Approved” Credit Offers
By Seena Gressin, September 1, 2022, FTC.gov If you’re shopping for a credit card or loan, the only words sweeter than “You’re approved!” may be, “You’re pre-approved!” But according to the FTC, many people who got “pre-approved” credit offers from Credit Karma...
