Certificate of Deposit
If you’re looking for a smart, dependable way to grow your savings, a Certificate of Deposit is a safe, dependable way to grow your savings with a fixed rate and term.
Choose from a Growth Certificate with dividends compounded monthly or an Income Certificate with dividends paid monthly into your savings account.
6-Month
Certificate Special
We’re celebrating our newly renovated Butler branch with a 6-month Certificate offer available for a limited time from July 27 – August 31, 2026.
Growth Certificate | 4.00% Rate | 4.08% APY* |
Income Certificate | 4.00% Rate | 4.00% APY* |
- $1,000 Minimum for Adults and Business Certificates
- $250 Minimum for Youth Certificates
- Penalty for early withdrawal
- Federally Insured by NCUA up to $250,000
6-Month
Certificate Special
We’re celebrating our newly renovated Butler branch with a 6-month Certificate offer available for a limited time from July 27 – August 31, 2026.
Growth Certificate
4.00% Rate | 4.08% APY*
Income Certificate
4.00% Rate | 4.00% APY*
- $1,000 Minimum for Adults and Business Certificates
- $250 Minimum for Youth Certificates
- Penalty for early withdrawal
- Federally Insured by NCUA up to $250,000
*APY = Annual Percentage Yield.1 The six (6) month Growth Certificate has a 4.00% rate for certificates opened from 7/27/26 through 8/31/26. APY of 4.08% is calculated based on a $1,000 deposit. This rate will be paid until the Certificate matures. Your Certificate automatically renews at the rate in effect at maturity unless you contact the Credit Union on or before the maturity date. Upon renewal, the term will be twelve (12) months. You have seven (7) business days after maturity to redeem your Certificate without penalty if you do not wish to renew. Early withdrawal penalty is one (1) month of interest plus $25.00. Penalties may reduce earnings. Minimum opening deposit is $1,000 for consumer and business Certificates and $250 for youth Certificates. THE CREDIT UNION RESERVES THE RIGHT TO END THIS SPECIAL AND CHANGE RATES AT ANYTIME WITHOUT NOTICE. Insured by NCUA.
12-Month
Certificates
A 12-month Certificate is always available – a smart choice for dependable savings as you plan for future goals.
Growth Certificate | 3.50% Rate | 3.56% APY** |
Income Certificate | 3.50% Rate | 3.51% APY** |
- $1,000 Minimum for Adults and Business Certificates
- $250 Minimum for Youth Certificates
- Penalty for early withdrawal
- Federally Insured by NCUA up to $250,000
12-Month
Certificates
A 12-month Certificate is always available – a smart choice for dependable savings as you plan for future goals.
Growth Certificate
3.50% Rate | 3.56% APY**
Income Certificate
3.50% Rate | 3.51% APY**
- $1,000 Minimum for Adults and Business Certificates
- $250 Minimum for Youth Certificates
- Penalty for early withdrawal
- Federally Insured by NCUA up to $250,000
**APY = Annual Percentage Yield. The twelve (12) month Growth Certificate has a 3.50% rate for certificates opened from 7/27/26 through 8/31/26. APY of 3.56% is calculated based on a $1,000 deposit. This rate will be paid until the Certificate matures. Your Certificate automatically renews at the rate in effect at maturity unless you contact the Credit Union on or before the maturity date. Upon renewal, the term will be twelve (12) months. You have seven (7) business days after maturity to redeem your Certificate without penalty if you do not wish to renew. Early withdrawal penalty is one (1) month of interest plus $25.00. Penalties may reduce earnings. Minimum opening deposit is $1,000 for consumer and business Certificates and $250 for youth Certificates. RATES ARE SUBJECT TO CHANGE AT ANYTIME AND WITHOUT NOTICE. Federally Insured by NCUA.
