Personal Loans

Personal Loans

Armco CU’s loan terms and great rates can help you get what you need. (View our Rates here.)


We provide up to 100% financing on new or used boats, with terms up to 10 years.

Motor Home

We provide up to 100% financing on new or used Motor Homes and Travel Trailers, with terms up to 10 years.


Armco CU offers the same great deals on Motorcycles as we do on cars and trucks. That means up to 100% financing on new and used Motorcycles, and terms up to 72 months. These are some of the best rates you’ll find for your next bike.

Please note: your Motorcycle must be considered street legal to qualify for this type of loan.

Personal Line of Credit

A Personal Line-of-Credit from Armco CU offers a fixed rate of interest. Access your funds via Tele-R-Phone or Online Banking to transfer to your checking or savings account. You pay interest on only the amount borrowed each time.

It also makes a great source for Overdraft Protection for your Armco CU checking account.

Savings Secured

The best loan around! The amount you can borrow depends on how much you have on deposit with Armco CU. The rates are some of the lowest we offer, with terms up to 60 months. You continue to earn dividends on your Savings or Certificates, although there will be a hold on the amount equal to your loan balance.

Please note: if you are using a Certificate as collateral, the rate will be equal to the Certificate rate plus 3%.

Student Loans

Impacted by the Coronavirus Pandemic? We’re here to help.

In light of the significant impact and ongoing uncertainty around the Coronavirus pandemic, please know that your well-being and financial needs are our top priorities. With that in mind, in regard to your student loan account we have taken steps to ensure that you have access to the services and personalized support that you may need.

Anytime Access

University Accounting Service (UAS) is the loan servicer for your account and provides 24/7 access to view your student loan information and make payments at (Payments by mail should be sent to University Accounting Service, PO Box 5865, Carol Stream, IL 60197-5865.)

Personalized Support

If you have additional questions regarding your student loan account, or are experiencing difficulties at this time and need to discuss repayment options to keep your account in good standing, please call 800-723-2210 to speak with a servicing agent.

Being a successful student requires hard work and preparation. Armco CU can help with the preparation portion of success with all the financial tools the successful student needs.

  • Zero origination fees
  • Low interests rates
  • Easy online application
  • Flexible repayment terms

Visit the Armco CU Student Lending Center here or call us at (877)319-5343.

Signature Loans

With a Signature loan from Armco CU, you can borrow up to $10,000 without collateral. This type of personal loan is great for vacations, loan consolidations, and more.

Competitive rates and terms up to 42 months.