Personal Loans

Personal Loans

Armco CU’s loan terms and great rates can help you get what you need. (View our Rates here.)


We provide up to 100% financing on new or used boats, with terms up to 10 years.

Motor Home

We provide up to 100% financing on new or used Motor Homes and Travel Trailers, with terms up to 10 years.


Armco CU offers the same great deals on Motorcycles as we do on cars and trucks. That means up to 100% financing on new and used Motorcycles, and terms up to 72 months. These are some of the best rates you’ll find for your next bike.

Please note: your Motorcycle must be considered street legal to qualify for this type of loan.

Personal Line of Credit

A Personal Line-of-Credit from Armco CU offers a fixed rate of interest. Access your funds via Tele-R-Phone or Online Banking to transfer to your checking or savings account. You pay interest on only the amount borrowed each time.

It also makes a great source for Overdraft Protection for your Armco CU checking account.

Savings Secured

The best loan around! The amount you can borrow depends on how much you have on deposit with Armco CU. The rates are some of the lowest we offer, with terms up to 60 months. You continue to earn dividends on your Savings or Certificates, although there will be a hold on the amount equal to your loan balance.

Please note: if you are using a Certificate as collateral, the rate will be equal to the Certificate rate plus 3%.

Student Loans

Being a successful student requires hard work and preparation. Armco CU can help with the preparation portion of success with all the financial tools the successful student needs.

  • Zero origination fees
  • Low interests rates
  • Easy online application
  • Flexible repayment terms

Visit the Armco CU Student Lending Center here or call us at (877)319-5343.

Survival Kits

  • Free savings account
  • Free checking account
  • Free first order of checks
  • Free VISA Check Card
  • Free Tele-R-Phone
  • Free Online Banking with BillPay

Signature Loans

With a Signature loan from Armco CU, you can borrow up to $10,000 without collateral. This type of personal loan is great for vacations, loan consolidations, and more.

Competitive rates and terms up to 42 months.

VISA Credit Card

Armco CU visa credit card image

Great for shopping, travel, emergencies, and cash advances worldwide.

  • 11.75% FIXED Annual Percentage Rate
  • NO annual fee
  • NO fee for cash advances
  • NO fee for balance transfers
  • NO minimum finance charge
  • FREE Travel/Accident Insurance ($250,000)

*View your credit card info by logging into our new Online Banking or at

Protect yourself with Purchase Alerts

With Purchase Alerts powered by Visa, you can receive near real-time updates on your Visa® card activity. So you can act quickly to help reduce and monitor your account, wherever you are. And Purchase Alerts powered by Visa is free for Armco CU Visa cardholders. Sign up at

Not sure which Personal Loan is right for you? Call or stop by the Credit Union and we will help determine the best option for you. We can even take your application over the phone.