Fee Schedule
(Effective June 1, 2020)
Click here to view or download our Fee Schedule
ATM & Mastercard Debit Card Services
- STAR ATM or Mastercard Debit Card
- 1st card issued: FREE
- Replacement fee: $8.00
- Monthly fee: NONE
- Card activity (per transaction)
- Armco CU ATMs: FREE
- Foreign ATMs (in excess of 10/month): $1.00
- Check Card fee per purchase: NONE
Checking Services
- Check copy
- Accessed through Online Banking: FREE
- Paper copy: $3.00
- Courtesy Pay: $25.00
- Minimum balance: NONE
- Monthly service charge: NONE
- Non-Sufficient Funds (NSF) fee: $25.00
- Overdraft Protection
- ACH, BillPay, per posted item: $7.50
- Checks, per day: $7.50
- Per check charge: NONE
- Starter checks: FREE
- Stop payment: $20.00
Electronic Services
- BillPay: FREE 1
- Direct Deposit: FREE
- E-alerts notification service: FREE
- Mobile Banking: FREE
- Mobile Deposit: FREE
- Online Banking: FREE
- Payroll Deduction: FREE
- Tele-R-Phone: FREE
Loan Services
- Guaranteed Asset Protection(GAP): $265.00
- Home Equity
- Origination fee: $150.00
- Subordination fee: $150.00
- Rewrite fee (current Armco CU loans): $75.00
- Late payment fee (% of payment): 5%
- Mortgage 2
- Application fee: $200.00
- Pre-approval: FREE
- Online Loan Closing: FREE
- Personal Line-of-Credit annual fee: NONE
Other Services
- Account research (per hour): $25.00
- Certified Checks: $10.00
- Christmas Club early withdrawal fee: $10.00
- Coin Machine: FREE 3
- Collection fee: $35.00
- Dormant account per month after 12 months: $5.00
- Foreign check collection: VARIES
- Garnishments: $75.00
- Loan payment by debit card
-
- Up to $1,000.00: $10.00
- Over $1,000.00: $20.00
-
- Money Orders: $2.00
- Return deposit item: $10.00
- Tax Levies & Domestic Relations: $75.00
- Trust account review by attorney: $165.00
- Undeliverable mail: $5.00
- VISA gift cards: $2.50
- Wire Transfers
- Incoming: $10.00
- Outgoing (Domestic): $20.00
- Outgoing (International): $30.00
VISA Credit Card Services
- Annual fee: NONE
- Balance transfer fee: NONE
- Card replacement fee: $8.00
- Card rush fee: $30.00
- Cash advance fee: NONE
- Late payment fee (if 20 or more days late): $15.00
- Minimum finance charge: NONE
- Over-the-credit limit fee: NONE
- Purchase transaction fee: NONE
- Returned check / NSF fee: $25.00
1 A non-usage fee of $10.00 per month will be assessed to your checking account if BillPay is not utilized for 90 consecutive days without written notice of cancellation to ARMCO CU.
