Current Card Holders

Message for current card holders:

If you currently hold an Armco Visa card, you will automatically receive the new Cashback Rewards Visa® Credit Card in the mail. In January, we sent a letter explaining the features. You will receive a second letter in February letting you know when to expect the new card in the mail.

Your new Visa card will arrive in a plain, unmarked envelope for security purposes.

Once the card is activated, you will receive cashback rewards on all purchases. You don’t need to do anything to redeem rewards!  Every month, your cashback rewards will be automatically deposited into your Armco CU savings account.

IMPORTANT: Your card will contain a new account number and payment will now be remitted to our Butler branch. If you have recurring payments set up with merchants, you must provide them your new Visa card number. If you have automated payments set up through any financial institution, you will also need to contact them and provide them with your new Visa card number and new address for remittance: PO Box 1589, Butler, PA 16003

As our gift to you, we are offering you 2% Cashback Rewards during 2020 *. This is our way of celebrating our 85th Anniversary and thanking you for your membership. After Dec. 31, 2020, the card will offer 1.5% Cashback Rewards.


  • No Annual Fee
  • Receive Cashback Rewards on all your qualifying purchases **
  • Rewards automatically deposited monthly into your Armco CU savings account or applied toward your credit card balance
  • No Fee for Cash Advances
  • No Fee for Balance Transfers
  • Non-Variable Rate as low as 9.99% APR for regular card holders ***
  • Non-Variable Rate 7.99% APR(Annual Percentage Rate) for secured card holders
  • $15 Late Payment Fee
  • Visa Zero Fraud Liability


* Promotional Rate – Cash back accrues at the rate of 2.0% for NET qualifying purchases (NET purchases are purchases minus credits and returns) made with the participating card by Dec 31, 2020 at 11:59 pm, after which, cash back will accrue at the rate of 1.5% for NET qualifying purchases.

** Qualifying purchases include point of sale, credit and bill payment only. Please see Armco Cash Back Rewards Visa® Credit Card agreement for important disclosures and additional details.

*** APR = Annual Percentage Rate. 9.99% APR based on a high credit score; your actual APR is based on your creditworthiness at time of application